Work vehicles, sorted fast.
Utes, vans, light commercial and work cars under 4.5 tonne. From your first ute to a small fleet, these are the quick files — and the ones where structure quietly matters most for tax.
Vehicles, new, used, dealer or private.
Utes, vans, light commercial and work cars under 4.5 tonne. From your first ute to a small fleet, these are the quick files — and the ones where structure quietly matters most for tax.
- Dual-cab utes
- Vans & couriers
- Work cars
- Tray & canopy fit-out
- Light trucks under 4.5t
- Small fleets
More imagery for this category is on the way — v1 ships with the shots we have.
We read the file before we pick the lender.
Chattel mortgage, most often
For a work vehicle a sole trader uses, a chattel mortgage usually beats a novated lease — but it pays to know why before you sign.
Ute #1 to ute #3
Adding a second or third vehicle changes you from a sole trader to a small fleet — and the finance shifts with it. We map the step up.
Quick when it's clean
Straightforward vehicle files are some of the fastest we settle. Send the details and you'll often have options the same day.
Worth a read
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Partnership-to-company restructures, ABN-age gaps, captive-finance end-of-term — the three things that catch first-time farm-business refinancers, and how to get ahead of them.
Adding to the fleet?
Tell us the vehicle and the business — we'll have options back fast.