Finance that moves with the season.
Tractors, headers, sprayers, balers and the implements behind them. Farm cash flow doesn't run monthly, and the right structure shouldn't either — we set up repayments that line up with how the year actually pays.
Agriculture, new, used, dealer or private.
Tractors, headers, sprayers, balers and the implements behind them. Farm cash flow doesn't run monthly, and the right structure shouldn't either — we set up repayments that line up with how the year actually pays.
- Tractors
- Headers & combines
- Sprayers
- Seeders & air carts
- Balers
- Implements & attachments
We read the file before we pick the lender.
Seasonal and annual repayments
Some lenders structure repayments around harvest or offer annual servicing. Most brokers don't mention it. We do, where it fits the operation.
Family-farm structures
Partnerships, trusts, a move to a company — farm businesses have quirks first-time borrowers get caught by. We've seen them and know how to present them.
Captive vs broker-market
The dealership's own finance is the easy default, but it isn't always the cheapest. We'll tell you straight when it's worth looking wider.
Worth a read
All resources →Family-farm tractor refi — the three quirks that catch first-timers
Partnership-to-company restructures, ABN-age gaps, captive-finance end-of-term — the three things that catch first-time farm-business refinancers, and how to get ahead of them.
AgricultureAg machinery finance — the seasonal repayment options most brokers skip
Farm cash flow doesn't run monthly. The seasonal, annual and skip-month repayment structures that line equipment finance up with how the year actually pays.
MachineryYellow plant private sale — the paperwork most sellers don't have ready
Buying used plant direct from another operator? The exact paperwork list that stops a private-sale excavator file stalling at settlement.
Gearing up before the season?
Tell us the machine and the timing — we'll structure it around your cash flow.